MFS Retirement and Advisory
At MFS Holdings, we simplify the complexities of retirement, compliance, and estate planning, helping South Africans make informed decisions at every stage of life. With over 60 years of combined expertise and a client-first approach, our focus is on integrity, compliance, and lasting financial security.
About Us
MFS Retirement Advisory Services is the flagship company of MFS Holdings. As independent financial advisors with over 50 years of combined expertise in financial services, we are dedicated to guiding individuals and organisations through the complexities of retirement and financial planning.
MFS is a Licensed Financial Services Provider under the Financial Advisory and Intermediary Services (FAIS) Act of 2002, committed to delivering transparent, innovative, and client-focused solutions.
- To make the process of belonging to—and exiting—a retirement fund seamless, empowering, and beneficial.
- To be a unique and leading financial and advisory service provider in Africa.
Our Services
We specialise in helping pension and provident fund members navigate the complex decisions around retirement, ensuring clarity, confidence, and financial security.
GEPF Guidance
Advise and guide members on their pension benefits
Pre- & Post-Retirement Planning
Navigate every stage of retirement with confidence.
Options Analysis
Explore your choices before applying for pension benefits
Unpaid Pension Claims
Assist families and members in accessing unpaid benefits
Post-Retirement Income Management
Structured plans for sustainable income.
Pension Fund Transfers & Living Annuities
Independent, client-first advice
FICA & POPIA-Compliant Onboarding
Secure, transparent processes.
We simplify retirement so you can live it, not stress about it
Deep Education with Plain Language
We believe retirement should be a season of living, not stressing. That’s why we break down complex financial jargon into clear, plain language you can understand. Through workshops, simple guides, and practical examples, we make sure you not only know your options but feel confident about them. Our goal is to give you deep financial education in a way that empowers you to make smart, informed decisions—without the overwhelm.
Approach & Values
From GEPF transfers and income management to estate planning and compliance check-ups, our solutions are built around your needs, ensuring long-term security and peace of mind.
01
Plain-Language Education
Workshops, visuals, and guides that make retirement simple
02
Long-Term Partnership
Quarterly check-ins, retirement lifestyle audits, and post-retirement coaching
03
Personal Touch
A dedicated “Retirement Ally” who celebrates milestones with you
04
Ethical Capital Management
Sustainable drawdowns and budgeting advice to protect your future
60 Years of Combined Experience
Why Choose Us?
Page 58 of the GEPF Member’s Guide advises:
“It is highly recommended that you find someone who can give you reliable, expert advice on how to handle your pension and investments. Make sure that you choose a financial services provider who is properly licensed, qualified and experienced.”
That’s exactly what MFS Retirement Advisory Services delivers.
With more than 60 years of combined experience in the Financial Services Industry, MFS is a licensed, independent advisory firm with specialist knowledge of the GEPF, pension transfers, and public-sector retirement rules.
We are dedicated to helping South Africans make informed, confident financial decisions—before and after retirement.
Through continuous innovation and a client-first approach, MFS has grown into a trusted partner for individuals, retirement funds, corporates, labour unions, and members of the defence force community.
Our Mission
To provide effective, tailor-made financial solutions that anticipate client needs through research and innovation building long-term relationships founded on trust and results.
Our Vision
To be the leading and agile independent retirement and financial advisory services company in Africa.
Our Purpose
To make the process of belonging to - and exiting - a retirement fund seamless, empowering, and beneficial.
Our Track Record
Compliance Resource Hub
Stay secure and compliant with our one-stop hub for FSP licences, POPIA manuals, FICA onboarding, FAQs, and calculation request forms. Designed to protect your financial future and keep you informed at every step.
